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In regard to the question, “Can a creditor obtain a judgment without serving the debtor?” the answer is no. Protected by federal laws under the Fair Debt Collection Practices Act (FDCPA), an unsecured creditor, whether by agreement or not, may not grab or seize the debtor’s money or any other property which proves the NO [...]

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When we think of the term creditor, most of us shrink at the thought of owing someone money. Used in the financial world, the term “credit” originated with a chance percentage of whether or not someone would pay back their loans or not. In the early days, a person’s dependability or personal reputation had a [...]

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When we think of the term creditor, most of us shrink at the thought of owing someone money. Used in the financial world, the term “credit” originated with a chance percentage of whether or not someone would pay back their loans or not. In the early days, a person’s dependability or personal reputation had a [...]

[Read more →]

In regard to the question, “Can a creditor obtain a judgment without serving the debtor?” the answer is no. Protected by federal laws under the Fair Debt Collection Practices Act (FDCPA), an unsecured creditor, whether by agreement or not, may not grab or seize the debtor’s money or any other property which proves the NO [...]

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In regards to a letter to creditor or creditors, it is hard to be objective and realize that the worst responsibility in the world is for creditors to deal with nonpaying customers. And to be perfectly honest, usually a letter to creditor or creditors is not ever sent. Most nonpaying customers are struggling financially and [...]

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In regard to the question, “Can a creditor obtain a judgment without serving the debtor?” the answer is no. Protected by federal laws under the Fair Debt Collection Practices Act (FDCPA), an unsecured creditor, whether by agreement or not, may not grab or seize the debtor’s money or any other property which proves the NO [...]

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Federal and state laws are on the side of those who are in the process of stopping creditor calls, progressing beyond the normal range of decency and respectability–as long as a collection agency is the one at hand, not the original creditor. And stopping creditor calls can actually be prevented best by the consumer themselves, [...]

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When the words “property division divorce creditor 3 rights liens “come to mind, it is pretty much impossible to focus on just one word. And when viewing them as a group, it comes across something like “3 rights actually make a left”. In other words, it really does not make a whole lot of sense. [...]

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