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	<title>Home Mortgage Vision &#187; debt consolidation lead creditor</title>
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	<link>http://homemortgagevision.com</link>
	<description>Mortgage&#124;Home Equity Loan&#124;Refinance&#124;Free Mortgage Report</description>
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		<title>?Can a Creditor Obtain a Judgment Without Serving the Debtor?</title>
		<link>http://homemortgagevision.com/creditor/can-a-creditor-obtain-a-judgment-without-serving-the-debtor-3/</link>
		<comments>http://homemortgagevision.com/creditor/can-a-creditor-obtain-a-judgment-without-serving-the-debtor-3/#comments</comments>
		<pubDate>Thu, 03 Sep 2009 03:18:03 +0000</pubDate>
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				<category><![CDATA[Creditor]]></category>
		<category><![CDATA[Mortgage Lender]]></category>
		<category><![CDATA[Mortgage Loan]]></category>
		<category><![CDATA[creditor calls]]></category>
		<category><![CDATA[creditor letter]]></category>
		<category><![CDATA[creditor right]]></category>
		<category><![CDATA[debt consolidation lead creditor]]></category>

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		<description><![CDATA[In regard to the question, &#8220;Can a creditor obtain a judgment without serving the debtor?&#8221; the answer is no. Protected by federal laws under the Fair Debt Collection Practices Act (FDCPA), an unsecured creditor, whether by agreement or not, may not grab or seize the debtor&#8217;s money or any other property which proves the NO [...]]]></description>
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		<title>?Understanding negotiations with a creditor</title>
		<link>http://homemortgagevision.com/creditor/understanding-negotiations-with-a-creditor-4/</link>
		<comments>http://homemortgagevision.com/creditor/understanding-negotiations-with-a-creditor-4/#comments</comments>
		<pubDate>Sun, 16 Aug 2009 05:18:02 +0000</pubDate>
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				<category><![CDATA[Creditor]]></category>
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		<description><![CDATA[When we think of the term creditor, most of us shrink at the thought of owing someone money. Used in the financial world, the term &#8220;credit&#8221; originated with a chance percentage of whether or not someone would pay back their loans or not. In the early days, a person&#8217;s dependability or personal reputation had a [...]]]></description>
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		<title>?Understanding negotiations with a creditor</title>
		<link>http://homemortgagevision.com/creditor/understanding-negotiations-with-a-creditor-3/</link>
		<comments>http://homemortgagevision.com/creditor/understanding-negotiations-with-a-creditor-3/#comments</comments>
		<pubDate>Sat, 25 Jul 2009 03:18:02 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Creditor]]></category>
		<category><![CDATA[Mortgage Lender]]></category>
		<category><![CDATA[Mortgage Loan]]></category>
		<category><![CDATA[creditor calls]]></category>
		<category><![CDATA[creditor letter]]></category>
		<category><![CDATA[creditor right]]></category>
		<category><![CDATA[debt consolidation lead creditor]]></category>

		<guid isPermaLink="false">http://homemortgagevision.com/creditor/understanding-negotiations-with-a-creditor-3/</guid>
		<description><![CDATA[When we think of the term creditor, most of us shrink at the thought of owing someone money. Used in the financial world, the term &#8220;credit&#8221; originated with a chance percentage of whether or not someone would pay back their loans or not. In the early days, a person&#8217;s dependability or personal reputation had a [...]]]></description>
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		<title>?Can a Creditor Obtain a Judgment Without Serving the Debtor?</title>
		<link>http://homemortgagevision.com/creditor/can-a-creditor-obtain-a-judgment-without-serving-the-debtor-2/</link>
		<comments>http://homemortgagevision.com/creditor/can-a-creditor-obtain-a-judgment-without-serving-the-debtor-2/#comments</comments>
		<pubDate>Fri, 24 Jul 2009 05:18:03 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Creditor]]></category>
		<category><![CDATA[Mortgage Lender]]></category>
		<category><![CDATA[Mortgage Loan]]></category>
		<category><![CDATA[creditor calls]]></category>
		<category><![CDATA[creditor letter]]></category>
		<category><![CDATA[creditor right]]></category>
		<category><![CDATA[debt consolidation lead creditor]]></category>

		<guid isPermaLink="false">http://homemortgagevision.com/creditor/can-a-creditor-obtain-a-judgment-without-serving-the-debtor-2/</guid>
		<description><![CDATA[In regard to the question, &#8220;Can a creditor obtain a judgment without serving the debtor?&#8221; the answer is no. Protected by federal laws under the Fair Debt Collection Practices Act (FDCPA), an unsecured creditor, whether by agreement or not, may not grab or seize the debtor&#8217;s money or any other property which proves the NO [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>?Applying a Proper Letter to Creditor</title>
		<link>http://homemortgagevision.com/creditor/applying-a-proper-letter-to-creditor-2/</link>
		<comments>http://homemortgagevision.com/creditor/applying-a-proper-letter-to-creditor-2/#comments</comments>
		<pubDate>Fri, 17 Jul 2009 05:18:04 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Creditor]]></category>
		<category><![CDATA[Mortgage Lender]]></category>
		<category><![CDATA[Mortgage Loan]]></category>
		<category><![CDATA[creditor calls]]></category>
		<category><![CDATA[creditor letter]]></category>
		<category><![CDATA[creditor right]]></category>
		<category><![CDATA[debt consolidation lead creditor]]></category>

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		<description><![CDATA[In regards to a letter to creditor or creditors, it is hard to be objective and realize that the worst responsibility in the world is for creditors to deal with nonpaying customers. And to be perfectly honest, usually a letter to creditor or creditors is not ever sent. Most nonpaying customers are struggling financially and [...]]]></description>
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		<title>?Can a Creditor Obtain a Judgment Without Serving the Debtor?</title>
		<link>http://homemortgagevision.com/creditor/can-a-creditor-obtain-a-judgment-without-serving-the-debtor/</link>
		<comments>http://homemortgagevision.com/creditor/can-a-creditor-obtain-a-judgment-without-serving-the-debtor/#comments</comments>
		<pubDate>Fri, 10 Jul 2009 05:18:03 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Creditor]]></category>
		<category><![CDATA[Mortgage Lender]]></category>
		<category><![CDATA[Mortgage Loan]]></category>
		<category><![CDATA[creditor calls]]></category>
		<category><![CDATA[creditor letter]]></category>
		<category><![CDATA[creditor right]]></category>
		<category><![CDATA[debt consolidation lead creditor]]></category>

		<guid isPermaLink="false">http://homemortgagevision.com/creditor/can-a-creditor-obtain-a-judgment-without-serving-the-debtor/</guid>
		<description><![CDATA[In regard to the question, &#8220;Can a creditor obtain a judgment without serving the debtor?&#8221; the answer is no. Protected by federal laws under the Fair Debt Collection Practices Act (FDCPA), an unsecured creditor, whether by agreement or not, may not grab or seize the debtor&#8217;s money or any other property which proves the NO [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>?Stopping Creditor Calls</title>
		<link>http://homemortgagevision.com/creditor/stopping-creditor-calls/</link>
		<comments>http://homemortgagevision.com/creditor/stopping-creditor-calls/#comments</comments>
		<pubDate>Tue, 30 Jun 2009 05:18:03 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Creditor]]></category>
		<category><![CDATA[Mortgage Lender]]></category>
		<category><![CDATA[Mortgage Loan]]></category>
		<category><![CDATA[creditor calls]]></category>
		<category><![CDATA[creditor letter]]></category>
		<category><![CDATA[creditor right]]></category>
		<category><![CDATA[debt consolidation lead creditor]]></category>

		<guid isPermaLink="false">http://homemortgagevision.com/creditor/stopping-creditor-calls/</guid>
		<description><![CDATA[Federal and state laws are on the side of those who are in the process of stopping creditor calls, progressing beyond the normal range of decency and respectability&#8211;as long as a collection agency is the one at hand, not the original creditor. And stopping creditor calls can actually be prevented best by the consumer themselves, [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>?Understanding Property Division Divorce Creditor 3 Rights Liens</title>
		<link>http://homemortgagevision.com/creditor/understanding-property-division-divorce-creditor-3-rights-liens/</link>
		<comments>http://homemortgagevision.com/creditor/understanding-property-division-divorce-creditor-3-rights-liens/#comments</comments>
		<pubDate>Thu, 28 May 2009 05:18:03 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Creditor]]></category>
		<category><![CDATA[Mortgage Lender]]></category>
		<category><![CDATA[Mortgage Loan]]></category>
		<category><![CDATA[creditor calls]]></category>
		<category><![CDATA[creditor letter]]></category>
		<category><![CDATA[creditor right]]></category>
		<category><![CDATA[debt consolidation lead creditor]]></category>

		<guid isPermaLink="false">http://homemortgagevision.com/creditor/understanding-property-division-divorce-creditor-3-rights-liens/</guid>
		<description><![CDATA[When the words &#8220;property division divorce creditor 3 rights liens &#8220;come to mind, it is pretty much impossible to focus on just one word. And when viewing them as a group, it comes across something like &#8220;3 rights actually make a left&#8221;. In other words, it really does not make a whole lot of sense. [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>?Credit Harassment Can be Prevented</title>
		<link>http://homemortgagevision.com/creditor/credit-harassment-can-be-prevented-3/</link>
		<comments>http://homemortgagevision.com/creditor/credit-harassment-can-be-prevented-3/#comments</comments>
		<pubDate>Fri, 22 May 2009 05:18:03 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Creditor]]></category>
		<category><![CDATA[Mortgage Lender]]></category>
		<category><![CDATA[Mortgage Loan]]></category>
		<category><![CDATA[creditor calls]]></category>
		<category><![CDATA[creditor letter]]></category>
		<category><![CDATA[creditor right]]></category>
		<category><![CDATA[debt consolidation lead creditor]]></category>

		<guid isPermaLink="false">http://homemortgagevision.com/creditor/credit-harassment-can-be-prevented-3/</guid>
		<description><![CDATA[Credit harassment involves getting repeated telephone calls, bills, past due notices, and house visits from bill collectors beyond the normal range. These can raise an individual&#8217;s stress level to the point of not being able to handle their lives effectively—including the debt problem that had caused the credit harassment in the first place. What many [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>?Using a Debt Consolidation Lead Creditor</title>
		<link>http://homemortgagevision.com/creditor/using-a-debt-consolidation-lead-creditor/</link>
		<comments>http://homemortgagevision.com/creditor/using-a-debt-consolidation-lead-creditor/#comments</comments>
		<pubDate>Sun, 10 May 2009 03:18:02 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Creditor]]></category>
		<category><![CDATA[Mortgage Lender]]></category>
		<category><![CDATA[Mortgage Loan]]></category>
		<category><![CDATA[creditor calls]]></category>
		<category><![CDATA[creditor letter]]></category>
		<category><![CDATA[creditor right]]></category>
		<category><![CDATA[debt consolidation lead creditor]]></category>

		<guid isPermaLink="false">http://homemortgagevision.com/creditor/using-a-debt-consolidation-lead-creditor/</guid>
		<description><![CDATA[A large majority of people are in financial difficulties today, finding they are unable to pay their bills for many reasons&#8211;lost jobs due to being fired or cut-backs, death, a lengthy hospitalization for terminal diseases, and disabilities. Many people are beginning to contact a debt consolidation lead creditor to avoid filing bankruptcy and maintain their [...]]]></description>
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